Today’s Wall Street Journal includes a Smart Money Magazine highlighting two themes related to Later Living. Continue reading
Tag Archives: bonds
How to Make the 6-Step Investment Model Work Better
Two weeks ago we wrote about a 6-step investment model for retirees, and two days ago we saw that the model worked. Now we can show how to make it work better. The key is to further diversify the stock investments. Originally we used a mutual fund that reflects returns to 500 leading U.S. companies, and today we use one that reflects returns to the entire U.S. stock market.
The 6-Step Investment Model Worked
Two weeks ago I recommended a 6-step model for managing investments through retirement. Today we test the model with data from the last 11 years, one of the most challenging periods for investors in modern history.
How to Make Retirement Investments Last—and Find Peace
Most people work 40 years or more to accumulate assets for retirement. Then, if they use the assets too fast, they may end in poverty. How fast is too fast? The answer must balance withdrawals and longevity against investment growth, yet it need not be overly complex. It is entirely possible for many retirees to self-manage their investments if they organize an initial approach into a few basic steps. Over time, retirees can learn to refine and augment the basic approach outlined here. Continue reading