Tag Archives: annuities

How to Help Your Kids Plan for Retirement

Posted on by

AA Joint 033+125

Most of us would like to help our children and grandchildren prepare for the changing retirement landscape. Pension plans are under siege and passing away. Although many current retirees receive generous pensions, our children and grandchildren are not likely to share that good fortune.

Their retirements will likely depend on Social Security and whatever income they can piece together from retirement investments and encore careers. To help, we can point out reasonable investment goals. Today we’ll see how Social Security influences investment goals. Continue reading →

How To Win Income and Security from Retirement Investments

Posted on by
A marriage of income and security

Marriage often creates something larger than the two individuals. It can be that way with retirement income and security.

The last post discussed two ways to gain income from retirement savings: annuities and percentage withdrawal rules. This post describes marrying the two approaches. We learn that retirees can, in a manner of speaking, eat their cake yet still have it.  Continue reading →

How to Make Retirement Investments Last—and Find Peace

Posted on by

Most people work 40 years or more to accumulate assets for retirement. Then, if they use the assets too fast, they may end in poverty. How fast is too fast? The answer must balance withdrawals and longevity against investment growth, yet it need not be overly complex. It is entirely possible for many retirees to self-manage their investments if they organize an initial approach into a few basic steps. Over time, retirees can learn to refine and augment the basic approach outlined here. Continue reading →