Dogwoods in Georgia
After spending three months in Vermont, it is good to be back home in Georgia. When we drove into our place, forsythias were blooming, redbuds and dogwoods were opening, and our azalea’s looked ready to pop. Continue reading
Ice, forest, fog
I have not posted recently because I’ve been skiing and taking pictures. I return from skiing exhausted and can barely function. If I sit at the computer, I fall asleep. I take some ibuprofen, eat, and do whatever is absolutely necessary before getting into bed where I sleep like a rock. Then I go skiing again. I’m 68 years old and haven’t skied through a winter in 42 years. Besides being older, I’m 80 pounds heavier.
If not skiing, I go out looking for aspects of Vermont to photograph. Continue reading
In December of last year I wrote that “You Don’t Need Someone In Charge of Your Money,” then last week I wrote about using annuities as a tool to help retirees manage money. Is last week’s post an admission that you do need professional money management? Continue reading
Marriage often creates something larger than the two individuals. It can be that way with retirement income and security.
The last post discussed two ways to gain income from retirement savings: annuities and percentage withdrawal rules. This post describes marrying the two approaches. We learn that retirees can, in a manner of speaking, eat their cake yet still have it. Continue reading
Retirement Nest Egg
That simple title question suggests a simple answer, yet today’s retirees live out a large variety of answers. Life is unpredictable and it is not easy to save for retirement. Further, people get along on what they have and what they receive from others. In short, if a fellow will settle for a short, brutish retirement, he need save nothing.
Still, looking ahead and envisioning realistic retirement goals, then balancing current spending with saving are very useful activities. They put people in charge of their lives and give them a sense of responsibility, both of which induce maturity, discipline and work. Continue reading
Last weekend TV viewers watched the beginning of the third season of BBC’s Downton Abbey, a story about an aristocratic family in England in the 1920s. Sir Robert Crawley, Earl of Grantham, with his family and staff, live on investments in a splendid castle.
Last July readers of this blog met Alice, a model retiree, who also lives on investments and manages her portfolio of four different index mutual funds. Moreover, Alice has Social Security and a pension, both of which postdate Lord Grantham. Continue reading
Old age comes gradually, yet its arrival is often punctuated by unwanted events, like a visit to a dentist. So it was for Daniel Klein, author of, “Travels with Epicurus—A Journey to a Greek Island in Search of a Fulfilled Life.” Mr. Klein’s dentist recommended he spend thousands of dollars to buy implants, which would require nearly a year of painful appointments with an oral surgeon and several weeks of living on the equivalent of baby food. Continue reading
The Maine photos of last week offered a respite from election turmoil. Life is heading toward normal now. The political advertisements relented suddenly, and election forecasting and handicapping stopped. Yet important policy issues, some involving seniors, remain unresolved, therefore a peculiar, almost restful anxiety appears to be growing in the country. Continue reading
A working Maine Farm, with barn attached to house, selling pumpkins.
I write tonight while most everyone else is likely watching election returns. After the votes are counted, let’s break away and go to Maine. Continue reading
My wife, Barbara, and I traveled to New York City on October 22, and we left a few days before Sandy hit. We were on a “retirement vacation,” which is a vacation from retirement, and we visited a friend who lives in New York.
Some images of New Yorkers follow. The photos show people doing ordinary things, and they offer a contrast to the images now on television. Ordinary things offer a goal toward which New Yorkers now work.
An age-old group